As the economy recovers, many families will still have to put the brakes on Christmas spending. How does one cut down? How do we break it to the kids? What will the relatives think if we don’t participate in the gift frenzy? Families can do all three if they communicate the changes early, with loving intent and with assurances that the holidays will be about presence and not presents.
*Be sure there are no little ones near your computer while you are reading this.
For families who are facing tough times, the end of the year holidays may become a source of stress, guilt and worry. But getting creative during these tough times and coming up with alternative ways to celebrate to share time and give gifts (without breaking the bank) brings the joy of the holiday season back to the forefront.
To celebrate the holidays on a shoestring budget, put these top ten tips to the test:
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